Own a Home

Our Habitat Berks First-Time Home Buyer Program offers the opportunity to own a home to individuals and families who may not qualify for a traditional mortgage through a bank or other funding source. During the 12-14 month program, potential home buyers take 75 hours of financial education courses and complete sweat equity. A total of 300 hours of sweat equity is required (the 75 hours of education counts as part of this). Sweat equity consists of hours spent working at our job site on the homes or at our ReStore in Temple.

After potential home buyers complete sweat equity, they will be eligible to purchase a Habitat home. Our home buyers sign affordable 30-year mortgages with low interest rates.

Our homes are existing homes that are fully rehabilitated, with all new energy-efficient systems. Our current homes are located in the 600 block of Tulpehocken Street in Reading. See homes we are working on and completed homes on our Builds page.

Path to Homeownership (12 – 14 months)

  • Step 1: Check program qualifications and look at available houses
  • Step 2: Submit application and all required documents – mail or bring these to 531 Canal Street, Suite 404 in Reading, and if you have any questions, please call Penny Hummel at 610.373.3439, ext. 301
  • Step 3: Family Selection Committee reviews application (within one month of receiving completed application and all required documents)
  • Step 4: Upon approval, sign Partnership Agreement and Media Release
  • Step 5: Begin sweat equity and attend education sessions
  • Step 6: After sweat equity is complete, submit any additional paperwork
  • Step 7: When construction is complete, sign the mortgage and move in